most of the people i talked to do not talk in terms of fiscal cliffs and debt ceilings. they don't even talk about monthly jobs report. what they talk about is their school -- their kids' school performance. can i balance might tack -- ken i balance my checkbook? can i pay off the bills? the mortgage? a lot of our political leaders talk about things in terms that aren't relevant. the outcome might be relevant but they are not relevant to where most people are in our states, cities, and communities across the country. but we give you a couple of examples. when i first ran for governor i used to tell a story about something i started doing 25 years ago. when i was first working i would pack a lunch every day. it is the same blunt ipad most days in the same -- in the state capitol today. i like to think i did it because i was frugal. my wife would say it was because i was cheap. either way i bring the same lunch. it was great when i worked at the red cross, when i was in the county executive. i put it in a cooler and i eat it when i am in the car, the capital, anywhere else